tag:blogger.com,1999:blog-2445523662180116681.post8593698626968358107..comments2024-03-28T11:03:40.184-07:00Comments on The Hawaii Plan: Assume you'll spend nothingHawaii Plannerhttp://www.blogger.com/profile/04760426766801381563noreply@blogger.comBlogger13125tag:blogger.com,1999:blog-2445523662180116681.post-76261103443186823392016-02-17T14:01:57.326-08:002016-02-17T14:01:57.326-08:00LOVE this post! It's been an incredibly freei...LOVE this post! It's been an incredibly freeing experience to have this month's no spend. If I want something, I say, oh wait, not now. I have a long list of things I would have purchased if I wasn't doing a no spend, and quite honestly, I didn't need any of it. As I finish up my third week, I'm feeling more and more content. It's a bit weird, really. I had no idea I would feel so good by not spending. I intend on carrying a lot of this into the coming months, as I continue to reach savings goals. I like the way you put it. Wake up assuming you will spend no money. Perfect.Sharonhttps://www.blogger.com/profile/13940623529019637336noreply@blogger.comtag:blogger.com,1999:blog-2445523662180116681.post-83847146951034906642016-02-16T19:26:11.780-08:002016-02-16T19:26:11.780-08:00We do stock up on toilet paper, etc. It's hard...We do stock up on toilet paper, etc. It's hard to imagine not using that in the future. ;-) But, we also try to keep it to less than a six month supply for storage purposes, so it works well. Hawaii Plannerhttps://www.blogger.com/profile/04760426766801381563noreply@blogger.comtag:blogger.com,1999:blog-2445523662180116681.post-88254895369215523202016-02-16T19:25:28.749-08:002016-02-16T19:25:28.749-08:00Ha! So true - we are on the same wavelength! I'...Ha! So true - we are on the same wavelength! I'm with you on the clutter. I don't want more around, which means less stockpilingHawaii Plannerhttps://www.blogger.com/profile/04760426766801381563noreply@blogger.comtag:blogger.com,1999:blog-2445523662180116681.post-51486233460537048292016-02-16T19:24:49.750-08:002016-02-16T19:24:49.750-08:00Totally agree! I know what our standard weekly exp...Totally agree! I know what our standard weekly expenses are, and avoid other unplanned spending outside of that. It's been super helpful so far.Hawaii Plannerhttps://www.blogger.com/profile/04760426766801381563noreply@blogger.comtag:blogger.com,1999:blog-2445523662180116681.post-56675044322511537112016-02-16T19:24:04.138-08:002016-02-16T19:24:04.138-08:00I find that it's easier as the kids get older ...I find that it's easier as the kids get older - we are trying to set good patterns for them, and I think more about retirement, college, etc. The good news is that you're on the right track now!Hawaii Plannerhttps://www.blogger.com/profile/04760426766801381563noreply@blogger.comtag:blogger.com,1999:blog-2445523662180116681.post-17383062396164474502016-02-16T19:23:14.900-08:002016-02-16T19:23:14.900-08:00I like your approach as well - simple & satisf...I like your approach as well - simple & satisfying! And yes, totally agree. When you have less, you take better care of it for sure.Hawaii Plannerhttps://www.blogger.com/profile/04760426766801381563noreply@blogger.comtag:blogger.com,1999:blog-2445523662180116681.post-46585009029318126872016-02-16T19:21:43.284-08:002016-02-16T19:21:43.284-08:00I'm jealous that it comes so naturally to you....I'm jealous that it comes so naturally to you. It was definitely an evolution, but I feel like it *is* getting easier!Hawaii Plannerhttps://www.blogger.com/profile/04760426766801381563noreply@blogger.comtag:blogger.com,1999:blog-2445523662180116681.post-19768353015034023632016-02-10T17:32:55.736-08:002016-02-10T17:32:55.736-08:00I have a mixed opinion of stocking up vs. buying o...I have a mixed opinion of stocking up vs. buying on demand. If it is something we use every single day (like toilet paper of laundry detergent) and I find an incredible buy (lower than usual sales) I will buy a lot.<br />I have a gigantic jacuzzi tub in the master bath that we used the first month we bought this house (18 years ago) and it makes a fantastic toilet paper storage area and we are the only ones who ever see it.<br />Same for laundry detergent except I have built in cabinets over the washer and dryer which provides plenty of storage for laundry detergent. (We have very hard water and the homemade stuff just doesn't work for us)<br />Other than keeping a well stocked pantry and freezer and Christmas presents I don't buy in advance because I found I bought things I never used.Anne in the kitchenhttps://www.blogger.com/profile/01533249631969001657noreply@blogger.comtag:blogger.com,1999:blog-2445523662180116681.post-4614574328373499082016-02-10T14:48:48.942-08:002016-02-10T14:48:48.942-08:00Oh my gosh. Your post today and my post today shou...Oh my gosh. Your post today and my post today should compare notes.I love this approach-assume you already have what you need, and plan that you won't spend.It is simple, and genius in that simplicity. The stocking up mode to saving would only work for me if I suddenly developed organization habits. For me, it is keeping stuff in the stores where it belongs unless it is for current use. When we were young and broke, and had fewer possessions, the stock-up worked, but now I misplace way too many things bought for "some day" use, only to find after the fact as clutter. SAMhttps://www.blogger.com/profile/16485146123969622896noreply@blogger.comtag:blogger.com,1999:blog-2445523662180116681.post-43655767407510330552016-02-10T13:03:44.925-08:002016-02-10T13:03:44.925-08:00This is an absolutely brilliant way of approaching...This is an absolutely brilliant way of approaching and thinking about savings and frugality! It's a very different way of looking at "spend less." I feel too that if you are going to spend money, know about it in advance (i.e. Wednesday is the farmers' market, next Tuesday I need to pay for summer camp, or whatever). Obviously surprises and emergencies arise, but I think if you approach from assuming you were not going to spend money, you can be less reactionary about what does need to be spent at that time.<br /><br />Less really can be more.Laurahttp://theoccasionalnomad.wordpress.comnoreply@blogger.comtag:blogger.com,1999:blog-2445523662180116681.post-18199682770839532772016-02-10T11:04:06.315-08:002016-02-10T11:04:06.315-08:00I am totally in agreement with you about wanting l...I am totally in agreement with you about wanting less as I get older. I could scream when I think back to when I had 3 young children and just randomly bought videos/toys/gimmicky food items to keep them quiet. I also have spent quite a bit on remodeling projects without really working with a budget. Now? Our needs are way down, kids out of the house, and I have begun reading personal finance blogs. Guess I have the time now!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-2445523662180116681.post-15637478146457923032016-02-10T09:51:52.539-08:002016-02-10T09:51:52.539-08:00Yes! Yes! Yes!
It has never occurred to me to wa...Yes! Yes! Yes! <br /><br />It has never occurred to me to wake up assuming I would spend nothing, but that is an excellent idea.<br /><br />I don't necessarily want to be super frugal, but I want simple and satisfying. The less I have, the better I take care of it and the longer it lasts ... and isn't that a good way to save money? <br /><br />Ms. Morelesshttps://www.blogger.com/profile/05254210551387134202noreply@blogger.comtag:blogger.com,1999:blog-2445523662180116681.post-39076305939294787562016-02-10T08:08:54.266-08:002016-02-10T08:08:54.266-08:00It makes sense. I tend to do that anyway but this...It makes sense. I tend to do that anyway but this after years of practice :) In the past I stockpiled more. Now I won't buy more than a year supply of anything. I only buy group deals if it is something we will use immediately. If it is something that goes on sale regularly like toilet paper I will only buy max 2 month supply. I definitely need less the older I get. If it wasn't for my husband I would probably rent a studio or 1 bedroom apt and live very simply. Cheapchickhttps://www.blogger.com/profile/15158208632054014311noreply@blogger.com