Saturday, July 9, 2016

June budget recap - where did all of the money go?

June was a bit of an irregular budget month, as we refinanced our vacation house. We had some expenses related to that, but ended up getting a large chunk back in July (not reflected here, as it occurred in July).

Overall, we were under by $715. I'll take it!

Areas where we were over:


  • Dining out - Over by $484! This was due to a variety of things. M's birthday, Father's Day, a celebration of the last day of school, and an overnight Father's Day trip. 
  • Groceries - Over by $68. Not too bad, considering we hosted six extra people at our vacation house for 4 days. 
  • Alcohol - over by $103. See above. Entertaining. :-) 
  • Toiletries - Over by $8. Had to restock our vacation house with a few things. 


Areas where we were under budget:
  • Childcare - Under by $270, due to being on vacation for a few weeks. 
  • Cleaning - under by $180. Again, we were out of town & I did it myself. 
  • Gas - $137.27 - I rode my bike in June, got a ride home from a long work trip, and rode with my Mom to the beach, and went carless for three days when we were on vacation. 
  • Vacation house mortgage - Under by $633. We paid for the closing costs & appraisal, but it was less than our standard monthly payment. 
  • Utilities - Under by $151. Summer is generally less for all of the bills.
And, we were right on (or, within $5) for our other categories: Entertainment, Insurance, Rent, etc. 

Given the multiple trips in June (two trips for me to Portland, a 10 day family vacation, an overnight trip to Monterey), I'm very happy with our spending. What about you? How did you do with your budget in June? 

6 comments:

  1. Childcare costs definitely add up. I remember those days well. That is awesome that you rode your bike. Was this to and from work?

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    1. It was! I started in May & have been doing well (except for summer camp weeks, where I'm usually in charge of picking up & dropping off). Looking forward to getting back to it once the boys are in school again.

      I'm lucky & there is a great trail near our house that goes all the way to my office. Pretty much 1.5 miles on road, and the rest is on trail for a total of 9 miles each way. Pretty great.

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  2. You are regularly finding ways to economize. June was spendy and not very positive in commissions. We have a roof over our heads and food in fridge so things are good.

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    1. Good thoughts for July coming your way! I hope the commission situation turns around very quickly.

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  3. Looks good overall!! Our bills go up in the summer due to the Central Air being on so much... *sniff, sniff* Such is life... Overall however, June & July have been really good... We've cut back our budget and are living 'bare boens' to reach a few savings goals! So far, so good!!

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    1. I've been reading about your July challenge & it sounds like you are making amazing progress! Keep it up!

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