My biggest financial win of the week was making a substantial mortgage payment with my stock vest. By having a plan for the money, & transferring it over to the mortgage right away, it ensures the money matches our financial priorities & goes where we intend it.
Saving on things we buy
- Made an HSA purchase through Rakuten, earning a bit back on my purchase. I'll then get reimbursed (from myself, via my HSA).
- Most of my flight from last weekend was covered by a gift from a neighbor (she had a flight credit that was expiring before she was traveling again.) I made a donation to the local food bank as a thank you (she wouldn't accept money.)
Earning money
- Found $.25 on the ground on a run. Making money & working out - double win!
- Earned & redeemed a $5 Amazon gift card on Fetch.
- Sold another 32 items (largely DVDs from our vacation house, but a few books as well) via Decluttr. It's so nice to get stuff out of the house!
- I've continued to list a bunch on eBay/FB, but have had few sales. It seems like a slow time right now
- An outgrown kids shirt
- An outgrown pair of kids pants
- A (no longer available) game I brought back from our vacation house & quickly sold
Avoiding spending
- A neighbor had extra groceries and shared a few items before she headed out of town.
- While my kids don't always love the school lunch options, neither of them are big on lunch & make do with the snacks and/or free lunch available each day, saving me from needing to provide lunch or money for hot lunch. It sounds like everyone in the school will receive a free lunch next year as well.
Eating what we have
- Cut spinach & used radish greens from the garden to sautee for M, along with his dinner each night
- Used coleslaw that my neighbor dropped off
- It was pretty much a freezer dinner week, as I was out of town for the weekend. We had: tacos, chicken curry/rice, & kebabs. No cooking required, and it helped to clean out the freezer. Win/win!
- I've made a lot of donations in the last few weeks via a charity shop, and Buy Nothing. It's so nice to pass along things we don't need
- Gave away a bunch of games & puzzles to a family friend, who had kids the perfect age to enjoy them
- We don't eat much bread, so gave away a huge bakery loaf of bread (gifted to us) to a neighbor
- Continued to check in with my volunteer role
That's it for us. What about you? Any frugal/for other wins to share?
Maximizing where we spend out money is the best strategy regardless of income bracket. I too like to know we are intentional and deliberate. With my freezer overflowing, I need to eat down the freezer a bit.
ReplyDeleteHaving a plan for our money & future priorities is probably the most helpful thing we do, for sure.
DeleteI'm with you on the freezer! We have a lot of work ahead to eat down what's in there.
You are doing excellent! I've been such a slacker, I really need to get back to online selling again too.
ReplyDeleteI try & post something every day. It's a good motivator to keep my decluttering process an ongoing thing. Sometimes I just donate, but often I do find things to sell.
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