It's also track season for the boys, and meets go long (Nick runs in the relay, which is the very last event of each meet.) Lucky us. ;-)
Here are a few frugal wins for the week:
- We've been consistently using up food in the freezer. One of my goals for May is to use 15 freezer items. We're at 7, and have been making most of our meals out of freezer options.
- I ran to the office to pick up my car (9 miles), saving the cost of an Uber
- We've eaten leftovers for dinner every night, even on the crazy days!
- We've applied all "unexpected" funds to our unfunded goals (mortgage paydown + college savings)
- Because I won't be getting a paycheck for a few months, I decided to pay upfront out of my savings my additional planned mortgage payments. I then realized that the savings difference between my mortgage interest & even my high yield savings account meant it was worth paying my additional planned mortgage payments for the entire year in one lump sum. It feels good to have that done, and I know I saved additional interest by paying up front.
- Driven the electric car for work commutes, & charged for free.
- We didn't need our nanny this week (one exception), so we worked it out so she'll babysit for a date night. This way, she doesn't lose money & we get a date night that's already included in our "childcare" budget. Win/win.
What about you? What are your frugal wins for the week?
When we calculated out what we saved on the mortgage 18 years early, it was staggering. I'd love to come into a chunk of money to giv eto my kids to pay off their grad school loans, even if we have the pay us back ot save them the interest.
ReplyDeleteI am trying to see how I can get all this repair work done for under $10,000 my head is spinning.
ReplyDeleteSmart about prepaying the extra mortgage payments - the less interest you pay the better. So close to your sabbatical!! I usually have money left by the next paycheck (we pay ourselves the 15th of each month, only once per month) but not this month nor last. All these house expenses have eaten it up. But - on the 15th of April I did put a good chunk into savings which was for our Christmas fund so that is fattened up. This weekend will be expensive, meeting a friend for pizza out tomorrow and then brunch out with Mom (her request) on Sunday for Mothers day. I've already bought her gift though, a bunch of flowers and plants for her patio which she looks at every single day. So based on a weekend of eating out I have made sure we ate in every day this week:)
ReplyDeleteGreat idea to lump sum the additional mortgage.
ReplyDeleteAlso very smart to move the childcare around so the nanny loses nothing and essentially neither do you.