February was a wild month - lots of car repairs, my birthday, Sam's 8th birthday, a trip to see family, Valentine's Day, & an extremely high amount of dining out (as a result of all of the special events & travel).
Here's how we did!
I received a peer bonus at work - $86
And made a little money on eBay - $25
Plus our normal paychecks
Grand total of $15,629. (This is our net, after health insurance, retirement savings, taxes, & charitable giving come out, plus all of the regular old deductions).
We also made $3,800 on our rental property in Washington.
And, total spending (includes both mortgages on our two residences, and our rent in San Francisco):
Major areas where we were over:
- Our auto category. Two cars needed new tires. Budget is $200, we spent almost $1,000.
- Dining out. Budget is $150, we spent $516!
- San Francisco Utilities - budget is $400, we spent $660. Cost of increased power & water usage.
Areas where we were under:
- Gas - we continue to spend less than anticipated. (Our budget last year included lots of driving to our vacation house, as well as trips to the mountain for skiing). Under by $150
- Groceries - who can believe it?! As you can guess from the dining out, we ate way too many meals out for birthdays, and on our trip. The grocery bill was a record low of $286, so saved $163.
That's pretty much it. It was not the normal month, but I'm glad that I track, & plan ahead. March will involve finalizing our taxes, which is most definitely not going to be pretty. I need to start planning for that.
How was your February spending? Any big areas where you were over or under? Do you need to adjust your yearly budget to stay on track?