My last net worth update can be found here.
I pull all of our numbers on the first of each month & calculate our net worth. (Note that I don't count our kids college accounts, as they are 529s, and for college tuition only. Maybe I should, but I consider the accounts part of their net worth, as we will not be using them? Also, M has one very high risk investment account that I don't track. It fluctuates WILDLY, and it makes me anxious to look at the numbers, so I don't even pay attention to it. :-))
Here's where we are as of December 1st:
$34,549 - M's 401K loan. (Down $1,187)
$1,043,612 - Property loans. (Down $1,953)
$860,000 - value of primary residence (No change)
$334,000 - value of vacation residence (No change)
$435,655 - retirement accounts (Up $4,822)
$157,325 - stock options via employer (on a vesting schedule & subject to forfeiture should either of us switch employers) (Down, $3,670, as one of my grants vested & we used the money to pay for the kids college funds).
$30,821 - liquid cash (Up $3,714)
Total net worth = $739, 641. Up $7,008 from November 1st, as you can see, through a combination of slightly increased value of our 401Ks, liquid cash, decrease in liabilities offsetting a small dip in our stock options.
Do you track your net worth? Have you found it to be a helpful tool in long(er) term planning & goals? I mostly find it motivating, but we lost *a ton* of money this year in our 401Ks, so it's hard to see the number when they're trending down. It's a dose of reality that sometimes I don't want to swallow. :-)