I wanted to reply to one of the comments about my privilege, and after doing some additional reading (which, maybe wasn't targeted at me, but sure felt like it), it sounded a lot like there was an income threshhold for financial blogging, and I was somehow over it & needed to go away.
I debated not writing this, but ... well, happy Saturday! :-)
People of all income levels & race are allowed to be frugal. And, IMO, should be frugal. We should all be frugal. Frugal means reducing waste, saving for a rainy day, HELPING OTHERS. It doesn't mean being cheap. It doesn't mean hoarding. It doesn't mean overlooking things that brought you to the place where you have the option of choosing
to be frugal, vs a requirement of your life. I understand that many people are not choosing to be frugal. They are required to be frugal. I'm aware of the significance and the difference of that.
I feel really lucky that we're in the financial position we're in. I grew up lower middle class. I'm lucky that I have never received an inheritance, both because my amazing parents are still alive, and my grandparents all lived frugally & left a bit (think, under $10k) to my parents. I hope my parents spend as close to the bone as they possibly can before they pass, to maximize their own money. Spending our money & time on family is one of our top priorities as a couple. We love that we can do that & make it a priority. We save our money to spend it on things that matter most to us - time with each other, experiences with our kids, and time with our families.
My husband grew up around the same income class, but was a political asylum seeker at 16 in Canada. He didn't speak English. And, because somehow white privilege came up in this discussion, my husband isn't white & had nothing when he left his home. He's worked pretty dang hard to overcome systemic racism, so I surely hope it's clear that I understand what that means, and I'm working hard through my own time, money & energy to change the future. For my own kids, as well as those who don't have the same advantages that we do. I gave up talking about politics after racist comments directed at my kids after the 2016 election, so I don't cover that topic here. That doesn't mean I'm not a passionate advocate of change & equality.
Do I need to sell things on eBay? Nope. Do we spend a large portion of our money on charitable donations & helping others? Yes, we do. I don't talk about it, because... it's really not relevant.
Not all blogs are relevant for everyone. I'm fine with that. I love reading blogs about people in situation other than mine, because it gives me great ideas. Maybe it's not enjoyable to read a blog about finances from someone who has plenty but still tries to optimize.