Friday, April 26, 2019

Frugal Friday

I was in training for the majority of the week & not at home in the evenings, but we did have a few frugal wins:


  • I track all unexpected money, & divide it between our unfunded goals (mortgage pay down & kids college). I had a stock refund from work (I get stock grants, but sometimes the tax piece results in fractional sales that are added to my paycheck and are always a nice surprise). I almost forgot to do anything with the money, and it would have gone into our regular account. We try to manage our money well, but I find that it "disappears" if we don't have a plan for it. After noticing the money, I diverted $85 into our mortgage, and $150/each for the boys college funds.) 
  • I planned meals for when I was out of town, & left M & the boys with a menu & easy to heat options
  • I had to take an Uber to the training I was attending, as I had a flat tire. (Not frugal, btw) I was able to buy Uber cash for 5% off, so one small savings.
  • I also bought a Home Depot gift card for $12 off of the purchase price via Raise (a gift card reseller) & used eBates, to earn just a bit more back off of that. We have a few expensive house projects planned, so the Home Depot gift cards always come in handy. 
  • We went out for dinner yesterday, as I got home late from training. We did go somewhere where we had a gift card, so our out of pocket spending was minimal.
That's it for us. I'm hoping next week will be even more frugal! What about you? Any big frugal wins?

6 comments:

  1. I mentioned this on my blog in your comment, but the Dining on a Dime Youtube channel mentioned that they had paid off their mortgage this week and are 100% debt free. YOu'll be there sooner too with sending all your unexpected income to your mortgage. Great job. :)

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    1. How exciting - I will have to go look them up!

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  2. Nope - another expensive week. Buddy is sick so I spent over $150 on a vet visit and meds...he needs his shots whenever he gets better so I expect that will be another $100-$150 :(. Plumber coming today, expect that to be over $100. Crap on a cracker, hopefully next week is cheaper. Our tire place fixes flats for free (if the tire is salvageable) even if you aren't a client - in the hopes that you will buy future tires there. Worked on us!

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    1. Unfortunately, a huge bolt went through my tire, & ripped the entire sidewall to shreds. It wasn't salvageable. :-(

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  3. I have sewn like a deamon and now almost have enough for another $1000.00 extra on the mortgage.

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